For each program has its own coefficient, which is calculated from the amount insurance. Important in determining tariff rates will form the company and its location. If this is a good office in the elite center, the rate may be between 0.6% and 0.1%, and if the warehouse, then 0.11%. There are step-down and multiplying factors of stakes. For example, the offices are located on the 2nd floor of the building, and the 1st is a restaurant. In such a situation would apply the increased rate.
Because the risk of fire in a place much higher. At the price policy is influenced by many factors - the general condition of the building and its age, the presence of alarm systems, sensors, fire, CCTV, etc., the state of engineering systems, the presence or absence of personnel operating data system, the presence of security in the building, etc. To the insurance company will also be important history took place here earlier cases of property damage in the amount above 100 000. - What should be aware of tenants? - In the process service commercial real estate is important to define the responsibility of tenants. Not wanting to maintain liability insurance, renters need to remember that when the insured event to fault of their own company, having paid the insurance building owner is entitled to court to demand the culprit in damages. Professional landlord to fail to make a lease contract item on insurance. For example, it could be tenant responsibility to insure not only their property but also improvements in the office, third party liability and responsibility to the owner of the building.
Owner building can specify in the contract the minimum amount of risk coverage in terms of money. Typically, this includes the owner's lease under the wording "operating expenses". This (in addition to payment for use of premises) fee for maintenance of buildings, whose size is established in fact.
Because the risk of fire in a place much higher. At the price policy is influenced by many factors - the general condition of the building and its age, the presence of alarm systems, sensors, fire, CCTV, etc., the state of engineering systems, the presence or absence of personnel operating data system, the presence of security in the building, etc. To the insurance company will also be important history took place here earlier cases of property damage in the amount above 100 000. - What should be aware of tenants? - In the process service commercial real estate is important to define the responsibility of tenants. Not wanting to maintain liability insurance, renters need to remember that when the insured event to fault of their own company, having paid the insurance building owner is entitled to court to demand the culprit in damages. Professional landlord to fail to make a lease contract item on insurance. For example, it could be tenant responsibility to insure not only their property but also improvements in the office, third party liability and responsibility to the owner of the building.
Owner building can specify in the contract the minimum amount of risk coverage in terms of money. Typically, this includes the owner's lease under the wording "operating expenses". This (in addition to payment for use of premises) fee for maintenance of buildings, whose size is established in fact.
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